If you're a Citi cardholder, you're probably familiar with the Citi Dividend Rewards program. This program allows you to earn cash back on purchases made with your Citi credit card. To make the most of the rewards program, it's important to understand the Citi Dividend Rewards Calendar. In this article, we'll take a closer look at the calendar for 2024 and answer some common questions about the program.
Table of Contents
Table of Contents
Introduction
If you're a Citi cardholder, you're probably familiar with the Citi Dividend Rewards program. This program allows you to earn cash back on purchases made with your Citi credit card. To make the most of the rewards program, it's important to understand the Citi Dividend Rewards Calendar. In this article, we'll take a closer look at the calendar for 2024 and answer some common questions about the program.
What is the Citi Dividend Rewards Calendar?
The Citi Dividend Rewards Calendar is a schedule of the types of purchases that earn cash back rewards during specific quarters throughout the year. Each quarter, there are different categories that qualify for rewards. By understanding the calendar, you can maximize your rewards by making purchases in the categories that earn the most cash back.
What are the Categories for 2024?
The categories for the 2024 Citi Dividend Rewards Calendar are as follows:
- Q1 (January - March): Grocery Stores, Supermarkets, and Home Improvement Stores
- Q2 (April - June): Gas Stations, Commuter Transportation, and Streaming Services
- Q3 (July - September): Restaurants and Hotels
- Q4 (October - December): Department Stores, Clothing Stores, and Electronics Stores
How Much Cash Back Can You Earn?
The amount of cash back you can earn depends on the category and the quarter. For example, in Q1 2024, you can earn 5% cash back on purchases made at grocery stores, supermarkets, and home improvement stores, up to a maximum of $300 in cash back. In Q4 2024, you can earn 5% cash back on purchases made at department stores, clothing stores, and electronics stores, up to a maximum of $300 in cash back.
How Do You Activate the Categories?
To activate the categories for each quarter, you must log in to your Citi account and select the "Activate Now" button. You must activate the categories each quarter to be eligible for the cash back rewards.
Are There Any Restrictions?
Yes, there are some restrictions to the Citi Dividend Rewards program. For example, cash advances, balance transfers, and other non-purchase transactions do not qualify for cash back rewards. Additionally, the maximum cash back you can earn in each quarter is $300.
Is the Citi Dividend Rewards Program Worth It?
Whether the Citi Dividend Rewards program is worth it depends on your spending habits and credit card usage. If you regularly make purchases in the categories that qualify for cash back rewards, you can earn a significant amount of cash back each year. However, if you rarely make purchases in these categories, the program may not be as valuable.
Conclusion
The Citi Dividend Rewards program can be a great way to earn cash back on your purchases. By understanding the rewards calendar for 2024, you can make the most of the program and earn the most cash back possible. If you have any questions about the program, be sure to contact Citi customer service for assistance.
Question and Answer
Q: Do I need to have a Citi credit card to participate in the Dividend Rewards program?
A: Yes, you must have a Citi credit card that is enrolled in the Dividend Rewards program to participate and earn cash back rewards.
Q: Can I earn cash back on purchases made outside of the categories?
A: Yes, you can earn cash back on purchases made outside of the categories, but the cash back rate will be lower (typically 1%).
Q: Is there a fee to participate in the Dividend Rewards program?
A: No, there is no fee to participate in the Dividend Rewards program. However, you must have a Citi credit card that is enrolled in the program.
